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Gold Purchase Loan

Gold is an essential component in a Kerala family's day to day itineraries. Frankly speaking, gold and women are inseparable.  When the marriage bells start ringing, the first image that comes to the family members is gold. Direct cash purchase of gold will be a hard hit on the family's budget. Ernakulam District co-operative credit society has launched Gold purchase loan for the benifit os society members to answers their family's fundamental needs.

20 months tenure would be given at 9.5% interest per annum for the purchase of two soverign gold. Purchase of gold upto five lakhs, 80% of the market price will be given as loan and the purchased gold as the surety. The maximum loan tenure would be 5 years.

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